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If you or someone you care about is struggling with substance use and has Cigna insurance, you may qualify for covered addiction treatment services at a rehab center.
Cigna is a major nationwide health insurance provider offering private and employer-sponsored plans across the United States, including California. Known for its wide coverage network and behavioral health benefits, Cigna provides insurance plans that often include treatment for drug and alcohol addiction, as well as co-occurring mental health disorders.
Founded over 200 years ago, Cigna now serves over 180 million customers globally. Its coverage tiers include individual/family plans, employer group policies, and ACA-compliant marketplace plans. These plans are commonly used to access substance abuse treatment, including detox, residential inpatient care, and outpatient rehab programs.
At Orange County Detox Center, we work with many individuals who have Cigna PPO insurance plans, helping them receive addiction care even when we’re not in-network. Whether your coverage is through your employer or a privately purchased policy, our team can help you understand your options for using Cigna insurance for detox and rehab in Orange County.
If you have a private Cigna insurance plan or receive Cigna coverage through your employer, you may have access to out-of-network addiction treatment benefits. These benefits allow you to receive care from facilities like Orange County Detox Center, even if we’re not listed in Cigna’s official provider network.
Most Cigna employer or private plans are structured as Preferred Provider Organization (PPO) plans, which typically offer partial reimbursement for out-of-network care. This means you have the flexibility to choose the facility that best fits your clinical needs without being restricted to only in-network rehabs.
At Orange County Detox Center, we work with Cigna members to:
Verify your addiction treatment coverage
Estimate out-of-pocket costs before admission
Handle documentation to help you receive reimbursement
Ensure your care is eligible under your plan’s medical necessity criteria
Whether you need medical detox, residential inpatient rehab, or co-occurring mental health treatment, we can help you access care using your Cigna plan — even if you’re considered out of network.
Cigna insurance often covers the first and most critical phase of treatment: medical detoxification. Detox allows you to safely withdraw from drugs or alcohol under 24/7 medical supervision. At Orange County Detox Center, we provide medically monitored detox services for substances including:
Benzodiazepines (like Xanax or Valium)
Prescription drugs and stimulants
Even if we are not in-network, many Cigna plans reimburse a portion of out-of-network detox services when deemed medically necessary. Our admissions team can walk you through the benefit verification process and help you get started right away.
Following detox, Cigna may also help cover the cost of residential inpatient rehab — a structured treatment setting where clients receive round-the-clock clinical support, therapy, and recovery services. At Orange County Detox Center, our residential program includes:
Evidence-based individual and group therapy
Dual diagnosis support
Trauma-informed care
Relapse prevention planning
Holistic therapies (yoga, mindfulness, nutrition)
If you’re using employer-sponsored or private Cigna insurance, out-of-network benefits may apply. We’ll help you determine coverage limits and provide all required documentation for reimbursement if needed.
Cigna is known for including mental and behavioral health coverage in most of its private and employer-based plans. This means you may be eligible for co-occurring disorder treatment that addresses both addiction and conditions such as:
Anxiety or depression
PTSD or trauma-related disorders
Bipolar disorder
ADHD or personality disorders
We offer integrated dual diagnosis care, and Cigna may cover this treatment — even if out of network — when it’s part of a comprehensive treatment plan. Our licensed therapists, case managers, and medical team work together to treat the root causes of addiction and support long-term recovery.
When using your Cigna insurance for addiction treatment, it’s important to understand the difference between in-network and out-of-network coverage — especially if you’re considering a rehab facility like Orange County Detox Center that may not be in Cigna’s direct network.
In-network providers have pre-established contracts with Cigna. These agreements set standard rates for services and typically offer:
Lower out-of-pocket costs
Easier claims and billing processes
No need for reimbursement paperwork
However, in-network options may be limited in terms of location, availability, or the types of therapies offered — especially in specialized care like medical detox or dual diagnosis treatment.
Out-of-network means the provider or facility does not have a direct contract with Cigna. But if your Cigna plan includes out-of-network benefits — which many employer-sponsored and private plans do — you can still receive care and get reimbursed for a portion of the cost.
Benefits of using an out-of-network provider include:
More choice and flexibility in where you go for treatment
Access to specialized programs not available in-network
Greater privacy and discretion, especially for professionals and executives
At Orange County Detox Center, our team works directly with clients who have out-of-network Cigna coverage to:
Verify eligibility and benefit levels
Provide detailed billing for reimbursement
Help reduce delays in care
Out-of-network treatment usually includes a higher deductible or co-insurance rate, but the level of coverage depends on your specific plan. Some Cigna plans reimburse up to 50–80% of treatment costs after deductible. Our admissions team will explain exactly what to expect financially before you commit to care.
Cigna offers a wide range of insurance plans that typically include substance use disorder (SUD) treatment and mental health coverage. Whether your policy is purchased individually, through the ACA marketplace, or provided by your employer, most plans are required to cover behavioral health services under the Mental Health Parity and Addiction Equity Act and the Affordable Care Act (ACA).
At Orange County Detox Center, we often work with clients who have private or employer-sponsored Cigna plans, many of which include benefits for:
Medical detox
Residential inpatient rehab
Intensive outpatient programs (IOP)
Partial hospitalization programs (PHP)
Medication-assisted treatment (MAT)
Therapy for co-occurring mental health disorders
We frequently verify coverage for these types of plans:
Cigna Open Access Plus (OAP)
Offers out-of-network flexibility with in-network savings.
Cigna PPO & PPO+ Plans
Provide broader access to care and are often used for out-of-network treatment reimbursement.
Cigna EPO Plans
Offer comprehensive in-network benefits, but usually do not cover out-of-network care.
Cigna Behavioral Health Plans
Include mental health and addiction services as part of a specialized behavioral health network.
The amount of treatment covered by your Cigna plan depends on:
Whether the rehab is in-network or out-of-network
Your plan’s deductible and out-of-pocket maximum
Prior authorization or medical necessity requirements
Length of stay and type of treatment program selected
Our admissions specialists will walk you through your plan and explain everything before admission — no surprises, no hidden costs.
If you’re searching for a Cigna-approved rehab center in Orange County, you’re in the right place. At Orange County Detox Center, we work with individuals who have employer-sponsored or private Cigna insurance plans— helping them access high-quality addiction care, even if we are considered out-of-network.
Whether you’re struggling with drug or alcohol addiction, or a co-occurring mental health disorder like anxiety, depression, or PTSD, our clinical team provides compassionate, evidence-based care in a safe and comfortable environment.
We offer detox and rehab services for Cigna members throughout Orange County, including:
Santa Ana
Costa Mesa
Huntington Beach
Irvine
Newport Beach
At Orange County Detox Center, Cigna-covered services may include:
You don’t have to wait or navigate the system alone. Our admissions coordinators will:
Verify your Cigna insurance coverage in minutes
Explain any out-of-network benefits and out-of-pocket costs
Walk you through the admissions process step by step
📞 Call us today at (714) 442-7238 or fill out our secure insurance verification form to get started.
Cigna offers a variety of private and employer-sponsored health insurance plans, many of which include coverage for addiction treatment and mental health care. If you or a loved one is struggling with substance use, knowing the details of your Cigna plan can help you make informed decisions about where and how to get treatment — including whether out-of-network options like Orange County Detox Center may be covered.
Yes — most Cigna health insurance plans cover substance abuse treatment, including:
Inpatient and outpatient rehab programs
Medical detox for drugs and alcohol
Dual diagnosis treatment for co-occurring mental health disorders
Medication-assisted treatment (MAT)
Behavioral and psychotherapy sessions
Because substance use disorders are considered essential health benefits under the Affordable Care Act (ACA), Cigna is required to offer some level of addiction treatment in most plans.
Cigna also provides extensive coverage for mental and behavioral health conditions, especially when they co-occur with addiction. These services may include:
Psychiatric evaluation and diagnosis
Individual therapy (CBT, DBT, trauma therapy)
Group therapy and psychoeducation
Medication management for depression, anxiety, PTSD, and more
Integrated dual diagnosis care in residential settings
Many of these services are eligible for out-of-network reimbursement depending on your plan.
We often verify benefits for the following types of Cigna plans:
Employer-sponsored group health plans
Often PPO-style, offering out-of-network coverage for addiction treatment.
Cigna Open Access Plus (OAP)
Flexible network access and good out-of-network reimbursement potential.
Cigna Preferred Provider Organization (PPO) Plans
Allow members to receive care from out-of-network providers like Orange County Detox Center, often with partial reimbursement.
Cigna Behavioral Health Network Plans
Specifically built for those needing ongoing mental health and substance use support.
Some Cigna plans require a referral from your primary care doctor before you can be admitted to a substance use treatment program. This step ensures you’re directed to the right level of care at the right time. To avoid any delays, check your plan details early and let our team help you navigate the referral process if needed.
Before starting addiction treatment, some Cigna insurance plans require pre-authorization (also known as prior authorization) for rehab services. This means that Cigna must review and approve the medical necessity of your treatment before services are rendered — especially for higher levels of care like medical detox or inpatient residential treatment.
Pre-authorization is a cost-management tool used by insurance companies to ensure that treatment is medically necessary and appropriate. Without it, even covered services may be denied for reimbursement — resulting in unexpected out-of-pocket costs.
Pre-authorization is most commonly required for:
Inpatient detoxification
Residential inpatient rehab
Partial hospitalization programs (PHP)
Medication-assisted treatment (MAT)
Certain mental health or dual diagnosis services
Whether or not your plan requires it depends on the type of Cigna plan (e.g., employer-sponsored, Open Access Plus, PPO, or EPO) and the level of care you’re pursuing.
Our admissions team will:
Verify your Cigna insurance benefits
Check if pre-authorization is required
Coordinate documentation with your provider or doctor
Submit necessary forms to Cigna on your behalf
We’ll handle the insurance red tape so you can focus on getting help.
At Orange County Detox Center, we understand the complex challenges faced by individuals recovering from addiction — including veterans, first responders, and others impacted by trauma. We provide personalized, trauma-informed care designed to support both your mental and physical recovery.
During your time at our Cigna rehab facility, you’ll have access to a variety of evidence-based therapies, including:
Individual and group therapy
Eye Movement Desensitization and Reprocessing (EMDR)
Cognitive Behavioral Therapy (CBT)
Dialectical Behavior Therapy (DBT)
Prolonged Exposure Therapy (PE)
Medication-Assisted Treatment (MAT)
Dual diagnosis treatment for co-occurring disorders
Life skills training
Expressive arts therapies (art, music, and other creative modalities)
These therapies help address both the underlying causes of addiction and the emotional and psychological challenges that often accompany it.
If you’re ready to begin treatment and want to explore how your Cigna out-of-network benefits can help cover the cost, contact Orange County Detox Center today at 714-442-7238. Our admissions team will help you verify your benefits and guide you through every step of the process.
If you don’t have insurance or prefer not to use it, self-funding your addiction treatment is a viable option at Orange County Detox Center. Many individuals and families choose to pay privately for detox and inpatient rehab to avoid insurance limitations, ensure full confidentiality, or access care immediately without waiting for approvals.
Self-pay rehab offers several important benefits:
Immediate access to care without preauthorization or insurance delays
More freedom to choose your provider, treatment length, and therapies
No limits on sessions, providers, or duration imposed by insurance companies
Complete confidentiality, as no information is shared with third-party payers
This option is especially valuable for individuals who:
Have high-deductible insurance plans or limited behavioral health benefits
Are ineligible for coverage due to policy restrictions
Don’t want a rehab stay listed on their insurance record
Want maximum flexibility in choosing treatment length and approach
At Orange County Detox Center, self-funded treatment covers all essential services in our detox and residential programs, including:
24/7 medically supervised drug and alcohol detox
Residential inpatient treatment
Individual and group therapy
Psychiatric evaluation and medication management
Trauma-informed care and dual diagnosis treatment
Case management and discharge planning
We offer all-inclusive pricing for detox and residential stays, and our admissions team will provide transparent cost estimates up front. There are no hidden fees or surprise charges.
We understand that investing in treatment is a significant decision. That’s why we offer:
Flexible payment plan options (on a case-by-case basis)
Guidance on third-party financing providers
Support for family contributors or outside sponsors
If you’re considering private pay treatment, our admissions staff can walk you through the full cost, timeline, and what’s included — so you can make an informed decision without pressure.
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You’re not alone — and you don’t have to figure it out by yourself. Our team is here to listen, answer your questions, and help you understand what to expect. No pressure. Just support.
Yes. Most Cigna plans — including employer-sponsored and individual plans — cover a range of addiction treatment services such as medical detox, inpatient rehab, outpatient programs, and behavioral therapy. Coverage details depend on your specific plan, provider network, and medical necessity requirements.
Cigna may cover the following treatment options:
Medical detoxification
Residential inpatient rehab
Partial hospitalization programs (PHP)
Intensive outpatient programs (IOP)
Medication-assisted treatment (MAT)
Dual diagnosis care for co-occurring mental health disorders
Individual and group therapy
Yes. Cigna plans generally provide coverage for mental health care including therapy, medication management, psychiatric evaluations, and dual diagnosis services when paired with addiction treatment.
Yes, many Cigna PPO and Open Access Plus (OAP) plans offer out-of-network benefits, meaning you can still receive treatment at Orange County Detox Center. While you may have some out-of-pocket costs, our admissions team will verify your coverage and explain your benefits in detail.
Referral requirements vary by plan. Most PPO plans do not require a referral, but HMO or EPO plans might. Our team can help determine if a referral is necessary based on your plan.
In many cases, yes. Especially for inpatient care or medication-assisted treatment, Cigna may require pre-authorization to confirm the medical necessity of treatment. Orange County Detox Center can coordinate the process with your doctor and submit the necessary documentation.
That depends on your specific plan's deductible, copay, and coinsurance terms — as well as whether you're using in-network or out-of-network benefits. We’ll provide a clear breakdown of your financial responsibility before you begin treatment.
Call us at (714) 442-7238 or fill out our secure insurance verification form. Our team will contact Cigna on your behalf, confirm your addiction treatment benefits, and explain your coverage and costs with no obligation.
SAFE, MEDICALLY SUPERVISED DETOX FOR ALCOHOL & DRUGS
At Orange County Detox Center, we specialize in medically supervised detox programs designed to safely guide you through withdrawal from alcohol, opioids, prescription drugs, and other substances. Our residential facility in Santa Ana provides 24/7 clinical support in a peaceful setting, ensuring every client receives care tailored to their unique needs.
Whether you’re seeking alcohol detox or support with benzo or fentanyl withdrawal, our experienced team is here to help you take the first step toward lasting recovery.
Get in Touch
You have the power to choose recovery today. Support is here — and you don’t have to do this alone.
Healing Happens Here
Orange County Detox Center is a private, residential detox located in the heart of South Coast Metro, just minutes from John Wayne Airport and the serene shores of Newport and Laguna Beach. Our mission is simple: to provide a safe, supportive, and peaceful space where individuals can begin their journey to recovery with presence, care, and compassion.
We believe healing begins with connection to ourselves, to nature, and to others. That’s why we’ve created an environment that blends clinical excellence with restorative experiences. Our team is dedicated to helping clients safely detox from drugs and alcohol while nurturing the mind, body, and spirit.
From our trauma-informed approach to the daily rhythm of mindfulness practices, nourishing meals, and group therapy, everything we do is rooted in the belief that recovery is possible when people are met with intention and respect.
At Orange County Detox Center, we don’t just treat symptoms, we create space for transformation.
Whether you’re seeking a fresh start or helping someone you love take their first step, we’re here. Recovery starts with one decision, and we’re honored to walk beside you every step of the way.
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